Rates are accurate as of 3/30/2023
Checking
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APY | ||
| Interest Checking 1 | Learn More Open Now | ||
| $1,000 - $4,999 | 0.02% | 0.02% | |
| $4,999.01 - $9,999 | 0.02% | 0.02% | |
| $9,999.01 + | 0.02% | 0.02% | |
| Relationship Banking 2 | Learn More Open Now | ||
| $1,000 - $4,999 | 0.02% | 0.02% | |
| $4,999.01 - $9,999 | 0.02% | 0.02% | |
| $9,999.01 - $24,999 | 0.03% | 0.03% | |
| $24,999.01 + | 0.05% | 0.05% | |
| Premier Relationship Banking 3 | Learn More Open Now | ||
| $1,000 - $4,999 | 0.03% | 0.03% | |
| $4,999.01 - $9,999 | 0.03% | 0.03% | |
| $9,999.01 - $24,999 | 0.04% | 0.04% | |
| $24,999.01 - $99,999 | 0.08% | 0.08% | |
| $99,999.01 + | 0.08% | 0.08% | |
Savings & Money Market
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APY | ||
| Statement Savings 4 | 0.02% | 0.02% | Learn More Open Now |
| Platinum Money Market 5 | Learn More Open Now | ||
| $1,000 - $9,999 | 0.70% | 0.70% | |
| $9,999.01 - $24,999 | 0.80% | 0.80% | |
| $24,999.01 - $49,999 | 1.00% | 1.00% | |
| $49,999.01 - $99,999 | 1.39% | 1.40% | |
| $99,999.01 - $249,999 | 2.08% | 2.10% | |
| $249,999.01 - $999,999 | 2.38% | 2.41% | |
| $999,999.01 - $1,999,999 | 2.38% | 2.41% | |
| $1,999,999.01 + | 2.38% | 2.41% | |
| Preferred Rates Available. View Rates | |||
Health Savings Account
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APY | ||
| Health Savings Accounts 6 | Learn More Open Now | ||
| $100 - $999 | 0.02% | 0.02% | |
| $999.01 - $4,999 | 0.04% | 0.04% | |
| $4,999.01 - $14,999 | 0.05% | 0.05% | |
| $14,999.01 + | 0.07% | 0.07% | |
IRA Money Market Account
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APY | ||
| IRA Money Market 7 | 0.15% | 0.15% | Learn More |
| Preferred Rates Available. View Rates | |||
Certificate of Deposit
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APY | ||
| Certificates of Deposit 8 | Learn More | ||
| 3-Month | 0.50% | 0.50% | |
| 6-Month | 0.50% | 0.50% | |
| 9-Month | 0.50% | 0.50% | |
| 9-Month No Penalty | 3.39% | 3.45% | |
| 12-Month | 0.50% | 0.50% | |
| 12-Month Variable Rate | 0.50% | 0.50% | |
| 15-Month | 0.75% | 0.75% | |
| 18-Month | 0.75% | 0.75% | |
| 24-Month | 0.75% | 0.75% | |
| 30-Month | 1.00% | 1.01% | |
| 36-Month | 1.00% | 1.01% | |
| 48-Month | 1.00% | 1.01% | |
| 60-Month | 1.00% | 1.01% | |
| 72-Month | 1.00% | 1.01% | |
| Preferred Rates Available. View Rates | |||
Promotional Certificate of Deposit
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APY | ||
| Certificate of Deposit Promo 9 | Learn More | ||
| 13-Month | 4.16% | 4.25% | |
| 36-Month Bump Up | 3.44% | 3.50% | |
| Preferred Rates Available. View Rates | |||
| Certificate of Deposit Promo - New Money 10 | |||
| 25-Month | 4.16% | 4.25% | |
Home Equity Line of Credit
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APR | ||
| Optionline Primary Residence 11 | Learn More Apply Now | ||
| Introductory Fixed Rate (For 6 Months) | 5.24% | 5.24% | |
| Standard Variable Rate | 8.25% | 8.25% | |
| Optionline Investment Property 12 | Learn More Apply Now | ||
| Standard Variable Rate | 10.50% | 10.50% | |
Auto Loan
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APR | ||
| Auto Loans 13 | Learn More Apply Now | ||
| New & Used Vehicle 2021 - 2024 | 6.29% | 6.29% | |
| Used Vehicle 2020 | 7.05% | 7.05% | |
| Used Vehicle 2019 | 7.30% | 7.30% | |
| Used Vehicle 2018 | 7.93% | 7.93% | |
| Used Vehicle 2017 | 8.23% | 8.23% | |
| Used Vehicle 2016 | 8.43% | 8.43% | |
| Used Vehicle 2015 | 8.63% | 8.63% | |
| Used Vehicle 2014 | 9.13% | 9.13% | |
Unsecured Line of Credit
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APR | ||
| Unsecured Optionline Tier 1 14 | 9.25% | 9.25% | Learn More |
| Unsecured Optionline Tier 2 14 | 11.75% | 11.75% | Learn More |
Personal Loan
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APR | ||
| Personal Loan 15 | 11.74% | 11.74% | Learn More |
| CashPlease® 16 | Learn More | ||
| Amount $200 | 17.00% | 35.42% | |
| Amount $1000 | 17.00% | 34.64% | |
Certificate of Deposit/Savings and Stock Secured Line of Credit
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APR | ||
| CD/Savings Secured Optionline 17 | 8.25% | 8.25% | Learn More |
| Stock Secured Optionline 18 | 9.25% | 9.25% | Learn More |